Mortgage Borrowing Calculator
Our mortgage affordability calculator assists you with deciding the amount you can borrow in relation to your pay. It has to be noted, joint borrowers are likely to receive higher loans due to the combined income being more than single borrowers. Please use our mortgage calculator for a more accurate figure. In any case, mortgage affordability is affected by a variety of factors. These include your credit history, monthly outgoings, deposit and it varies from lender to lender. Our mortgage borrowing calculator will estimate how much you may be able to borrow. However, you must ensure that you can afford the monthly repayments not only now, but in the future. For more information, contact our team for free mortgage advice. They can go over your situation with you and give you a more accurate estimate of your mortgage loan eligibility.
Loan To Value Ratio Calculator
Enter the values above to calculate how much you can borrow
Next see how much you can borrow & the deals you qualify for

You could borrow
LTV : 0 %
Next see how much you can borrow & the deals you qualify for
Need to talk about your mortgage?
Book a free appoinment for a 30-minute consultation with our expert mortgage advisor
Call Us today
+44 0207 183 1119
About your borrowing ability
Resolve your loan to value ratio with our convenient mortgage loan to value calculator, assisting you with getting the best home loan deal accessible to you.
What is loan to value?
Determine your loan-to-value ratio using our simple home loan-to-value calculator to ensure you get the best mortgage deal possible. The loan-to-value ratio (LTV) is the size of your mortgage relative to the price of the property you are purchasing or remortgaging. LTV is calculated as a percentage. For instance, if a lender provides you with a mortgage with a maximum LTV of 80%, this implies that they will lend you up to 80% of the property's value. As such, if you want to buy a property for – Property price - £200,000 and have a £20,000 down payment, you'll have to find a mortgage with a 90% LTV. Mortgage loan-to-value ratios usually range from 50% to 95%, resulting in a variety of offers available to suit most potential buyers.
Important information
LTV influences the amount you can get and the rate you can borrow. The lower the LTV, the better the mortgage rate for you.