Secure the Best Residential Remortgage Rates | Expert Brokers on Your Side
Experience seamless remortgaging with our expert guidance. We’ll evaluate your LTV, valuation, and credit score to secure tailored remortgage deals from top lenders. Unlock your property’s potential, reduce monthly costs, or access funds – our brokers negotiate competitive rates and terms. Regulated by the Financial Conduct Authority, we ensure a smooth transition to your new mortgage, making remortgaging stress-free.
Access Unbeatable Remortgage Rates from Over 90 Leading Lenders
Our expert team will help you compare remortgage options across the whole market. With over 90 leading lenders in our network, we’ll find the best rates and terms for your needs.
What Is Residential Re-Mortgage?
Residential remortgage is the process of transferring your “mortgage” from one lender to another or negotiating a new mortgage agreement with your present lender. This may enable you to obtain a lower interest rate and lower your monthly mortgage payments, raise more funds for home renovations or retirement, consolidate debts, or rent out your last house when you relocate. It does not usually entail moving or taking up a second mortgage on the home.
Remortgaging Fees to Consider
Switching from your current lender to a new one involves some costs. Key fees include:
Early repayment charges from your existing lender if you leave before the mortgage term ends.
Exit fee to release your property deeds, often around $300.
Arrangement fee from the new lender to set up your fixed rate mortgage, sometimes a percentage of the borrowing amount.
Booking fee, usually $100-$2000, to secure a remortgage deal rate.
Conveyancing fees for the legal transfer, around $300.
Valuation fee for the new lender to assess your property, $200-$1000 typically.
Broker fees if using one, either a fixed cost or percentage of the mortgage.
Weigh these against potential savings to see if remortgaging makes financial sense for your situation.
Get Expert Guidance on Remortgaging Fees
Unsure about the costs involved? Our mortgage advisers provide transparent fee estimates, ensuring you make an informed decision. Discuss your remortgaging goals today.
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Our Seamless Remortgaging Process
Explore our user-friendly mortgage calculators to estimate your borrowing potential and required deposit, ensuring you’re well-informed from the start.
Schedule a convenient appointment to initiate your remortgage application process. Our dedicated team will guide you through the required documentation, ensuring a smooth and efficient experience.
Frequently Asked Questions
Unlock Your Home’s Potential – Remortgage with Confidence
Experience a seamless remortgaging journey with our expert guidance. Our dedicated team of brokers will navigate the process, securing competitive rates tailored to your needs. Maximise your home’s equity, access funds for renovations, or reduce your monthly payments – the possibilities are endless. Trust us to deliver personalised remortgage solutions that empower your financial future.
Book A Free Consultation Today!