Trusted Mortgage Brokers in Essex: Finding You the Best Mortgage Deals

Get trusted mortgage advice and find the right mortgage for you. Get in touch with our experts today for personalised help finding the best mortgage deals.

We simplify the mortgage process and remove stress

Our advisors handle everything for you

  • Compare thousands of mortgage deals to find the best rate for your needs
  • Manage paperwork and liaise with lenders
  • Drawing on our network of local professionals, including solicitors, surveyors, and conveyancers

Essex mortgage broker

As trusted brokers in Essex, we access exclusive mortgage products to help you find the best deals. With personalised advice, we match you to the right mortgage at the best rate—whether you’re a first-time buyer, remortgaging, or exploring buy-to-let.

By comparing thousands of deals, our experts handle everything to remove the stress and expedite the process. We provide tailored support to realise your property dreams. Get in touch today to start your journey with trusted mortgage advice and personalised assistance.

Start your mortgage journey in Essex: here’s what we offer

At our brokerage, we provide a wide range of mortgage solutions tailored to Essex home buyers, property investors, and business owners. Our highly experienced mortgage advisers leverage their expertise to match you with the ideal financing for your unique situation and goals.

Buying your dream home

If you’re ready to purchase your perfect home in Essex, our dedicated team can find you exclusive residential mortgage deals not available on the high street. We’ll assess your personal circumstances to identify affordable options that help you buy your ideal property with ease.

Remortgaging and saving money

Is your current mortgage deal expiring? Remortgaging could reduce your rates and monthly payments. Our brokers will search 1000s of residential and BTL remortgage products to maximise your savings.

Investing in Essex property

For buy-to-let investors, we provide access to exclusive BTL mortgage rates across our panel of specialist lenders. Whether purchasing or remortgaging, we help maximise your rental property returns.

Commercial mortgages

If you’re looking to finance an Essex-based business venture, our commercial mortgage advisers can source tailored lending up to £10 million. We make the process smooth and straightforward.

Get in touch today to kickstart your mortgage journey with our 5-star rated service.

Finding your perfect mortgage in Essex

We simplify the mortgage process and remove stress—our advisors handle everything for you.

  • We compare thousands of mortgage deals to find the right fit and best rate for your needs.
  • We expedite the application by managing paperwork and liaising with lenders.
  • Our full-service approach draws on our network of local professionals, including solicitors, surveyors, conveyancers, and other property specialists.
  • Our comprehensive support ensures a smooth and efficient experience.
  • We make obtaining a mortgage simple, hassle-free, and stress-free.

Why choose Expert Mortgage Brokers as your mortgage adviser?

We want to be the leading example of what it means to be a mortgage broker in Essex by providing our clients with exceptional service and personalised solutions.

Personalised service

We understand that every client’s needs are different, so we take the time to carefully assess each case and tailor appropriate mortgage products. This ensures you get the best rates for your unique situation.

100% application success

Since starting in 2016, Expert Mortgage Brokers have helped hundreds of clients across Essex secure their ideal mortgages. We take pride in our perfect approval record.

Access to all mortgage service

As a whole-of-market broker, we can access every mortgage product available. This means we can recommend the most suitable option tailored specifically for you.

Bridging finance

If you need short-term financing to bridge the gap between property purchases, our advisers can source bespoke bridging loans. This temporary funding allows flexibility when coordinating complex transactions.

Mortgages for bad credit

Have past credit issues but want to realise your homeownership dreams? Our bad credit mortgage experts can match you with appropriate lenders who’ll look beyond your history to approve your mortgage.

Hassle-free mortgage experience

Securing a business mortgage with Expert Mortgage Brokers is breezy. Here’s a snapshot of your journey:

We get to know you

Whether you’re buying or remortgaging, our mortgage advisors in Essex will ask you to fill out a mortgage application form so we can learn more about your needs and situation. It will only take a few minutes to complete it online.

We search for the best deals

Our independent mortgage brokers in Essex will look through more than 1000 deals to find the best rate for you. We are authorized by the Financial Conduct Authority to provide mortgage advice.

We stay by your side

Most mortgage brokers will leave you after you choose a mortgage solution. Instead, our Essex mortgage advisors will quietly compare your new mortgage to the market whenever you ask and let you know when switching to a new deal will save you money.

Top mortgages in Essex: questions answered

The choice depends entirely on your needs. Are you looking for a lively city, a sleepy village, an affordable, close-knit community or a trendy seaside town? Essex has them all.

Clearly, budget and house prices are key factors in deciding where you can afford to buy. It’s important to research sale prices achieved in the last year in different areas. You can check the Land Registry website and online tools like www.nethouseprices.com to compare pricing across Essex.

Some popular areas to consider are Chelmsford for its city amenities, Saffron Walden for its historic market town vibe, Clacton-on-Sea for seaside living, or Brentwood for its friendly villages. Think about whether you prefer commuting distance to London or prefer to be farther out in the countryside. Work out your budget and research sale prices to narrow down the ideal areas for you.

Demand for property in Essex has risen sharply in recent years, partly due to the pandemic. Essex has always been popular with city workers looking for a quieter lifestyle, more space, and countryside access.

Understandably, this became an even bigger motivation for buyers following the first lockdown. It’s reported that over 20% of properties sold in Essex during this period went to buyers from London (source: Experian).

The most in-demand areas tend to be commuter towns like Chelmsford, Brentwood, and Shenfield, which offer direct trains to London. Historic market towns like Saffron Walden and seaside spots like Frinton-on-Sea are also very popular.

Overall, Essex offers something for everyone—lively cities, quaint villages, affordable prices, and lots of green space. This versatility, coupled with the lure of the countryside post-pandemic, has made Essex a prime location for those looking to relocate from the city.

If you have struggled to manage your finances and missed any loan, credit card or bill payments, it could negatively impact your credit score in Essex. The severity depends on the number and type of missed payments.

Some ways bad credit can affect mortgage applications:

  • Missed mortgage payments will severely damage your credit score. This can make lenders reluctant to lend to you again.
  • Late credit card or loan payments will also lower your score. Several late payments will cause more damage than one or two.
  • County court judgements against you for unpaid debts will significantly reduce your credit rating.
  • Being on the electoral roll and having a history of managing bills can offset some credit issues.

While bad credit makes getting a mortgage in Essex harder, it is still possible with expert mortgage advice. Specialist brokers can find suitable lenders and products to match your circumstances.