Expert Advice, Simple Process
A handheld experience through the mortgage market
Buy a property
Expert Advice, Simple Process
A handheld experience through the mortgage market
Buy a property
Expert Advice, Simple Process
A handheld experience through the mortgage market
Buy a property

Who We Are

Expert Mortgage Brokers - Independent Mortgage Advisors in London

We are an independent whole of the market mortgage broker in London, UK. We were established in 2016, but the work experience of our mortgage advisors is a lot more than just 6 years. So we know our clients’ problems and have the knowledge and skills to help them through the complicated process of buying a house, refinancing, or investing in the property market.

Need to Talk About Your Mortgages?

Book a free appointment for a 30-minute consultation with our expert mortgage advisors.

Why choose Expert Mortgage Brokers?

Why trust us as your Mortgage Broker?

We want to be the best example of what it means to be a mortgage broker in London by giving our clients high-quality service and tailoring mortgage solutions that contribute to their lives.

Personalised Service

Personalised Service

We believe one size does not fit all. So we tailor mortgage products for each client after carefully studying their case. Thus, we can ensure the best rates.

100% Success rate

100% Success Rate

Since 2016, expert mortgage brokers have served hundreds of clients in London, UK. We proudly announce that we manage to approve mortgages for everyone.

Success Rate

Whole of Market Broker

As a whole-of-market broker, we have access to every available mortgage to recommend the most suitable deal for you, which a panel-based broker can't do.

Client Reviews

What our clients say

We try to go above and beyond what is typical in the finance industry and provide our clients with excellent, personalized service. Don’t believe in our words? Read What clients have said about working with us.

I recently used Jahed for residential matters and found him to be very prompt and efficient. I wouldn’t hesitate to recommend Expert Mortgage Brokers.

Ruhel Alom June 21, 2022
google

Very good brokers

Akthar Hussain November 29, 2021
google

I can't express in a single review how incredible Expert Mortgage Brokers and team.They are extremely professional, knowledgeable, kind and friendly. I feel extremely proud and confident in recommending this place. They were always available for communication and kept me informed at each stage of the process. I found this really helpful during what was a stressful time for me. I would highly recommend Expert Mortgage Brokers for all types of mortgage needs you have.Huge Thanks to Jahed Mirza for his wise and precious guidance makes everything easy possible. All the Best Expert Mortgage Brokers.

Md Shayekh Uddin December 8, 2021
google
MUHAMMAD SHAHRYAR March 27, 2019
google

I have used Expert Mortgage Brokers a few times now and I can not speak highly enough of them. Most recently i had a fairly complex remortgage situation. This involved deed changes, selling a property and taking out a new joint mortgage. I initially went to a couple of high street banks directly but to no avail. As usual Expert came through and were able to get me what i needed. Due to the complexities of my case my first two applications were rejected. Where most would have given up, Expert persisted to help me get my mortgage. And on the third occasion, no doubt because of their standing and experience in dealing with the lenders, they were able to get me the mortgage i needed. Throughout the process staff were very professional and i was kept informed of progress at every stage. Communication was very efficient and i found this really helpful during what was a stressful time for me. I would highly recommend Expert for all types of mortgage needs you have. Thank you!!

M H November 29, 2021
google

Got the job done

Hasan August 12, 2022
google
google

Got the job done

Hasan August 12, 2022
google

I recently used Jahed for residential matters and found him to be very prompt and efficient. I wouldn’t hesitate to recommend Expert Mortgage Brokers.

Ruhel Alom June 21, 2022
google
google

I can't express in a single review how incredible Expert Mortgage Brokers and team.They are extremely professional, knowledgeable, kind and friendly. I feel extremely proud and confident in recommending this place. They were always available for communication and kept me informed at each stage of the process. I found this really helpful during what was a stressful time for me. I would highly recommend Expert Mortgage Brokers for all types of mortgage needs you have.Huge Thanks to Jahed Mirza for his wise and precious guidance makes everything easy possible. All the Best Expert Mortgage Brokers.

Md Shayekh Uddin December 8, 2021
google

I have used Expert Mortgage Brokers a few times now and I can not speak highly enough of them. Most recently i had a fairly complex remortgage situation. This involved deed changes, selling a property and taking out a new joint mortgage. I initially went to a couple of high street banks directly but to no avail. As usual Expert came through and were able to get me what i needed. Due to the complexities of my case my first two applications were rejected. Where most would have given up, Expert persisted to help me get my mortgage. And on the third occasion, no doubt because of their standing and experience in dealing with the lenders, they were able to get me the mortgage i needed. Throughout the process staff were very professional and i was kept informed of progress at every stage. Communication was very efficient and i found this really helpful during what was a stressful time for me. I would highly recommend Expert for all types of mortgage needs you have. Thank you!!

M H November 29, 2021
google

Very good brokers

Akthar Hussain November 29, 2021
google
MUHAMMAD SHAHRYAR March 27, 2019

Expart mortgage broker one of the leading mortgage broker company in Eastlondon I have been used them and my family members for quite some time they are very thrust worthy mr Mirza he all way find a best product thats suit you I will recommend this company

Top boys. Good turnaround.

JOYNAL ABDIN May 10, 2022

Excellent service provided by Jahed and the team recently. Would not hesitate to recommend.

Ruhel May 10, 2022

Great professional service, the team ensured I got the right deal for my property and they went the extra mile to ensure a quick turn around. Will use them again. Thank you very much!

customer May 10, 2022

Fantastic service!

Kay Zed December 13, 2021

Highly professional and efficient. Would definitely recommend. I found the staff to be helpful and sincere as they found me the best possible mortgage for my circumstances.

Abida Rashid December 7, 2021

I needed a Mortgage and was recommended to Jahed Mirza. I can say that he handled my case very well. He was fast, reliable and efficient. I would definitely recommend him. I took out another 2 mortgages after taking out the first one because of the exceptional service I was provided with on my first case.

Jafor April 16, 2021

Went through my first ever mortgage recently with these guys, all went through with no issues. Jahed was my point of contact and was very responsive and patient with all my issues, thank you! Will be using these again in the future and would recommend to anyone in a similar position!

Fahim Sajid April 16, 2021

Easy and experienced brokers who were easy to work with.

Jahed Mirza January 17, 2018

A-M-A-Z-I-N-G experience From the first meeting to mortgage offer, it took less than a week. Almas approached our case with great enthusiasm and was determined to find us the best deal of which he did. He kept us updated along the way with the progress of our application. Thank you so much guys for all your help. We will be back again in two years when it is time to remortgage again!

Joanna Morley August 22, 2017

Expert Mortgage Brokers provided a professional service. They were always available for communication and kept me informed at each stage of the process. They were extremely dedicated to sourcing the right product for my needs. I would definitely recommend their services.

Richard Hitchman June 22, 2017

Expert Mortgage Brokers were able to obtain a mortgage for me when other brokers were struggling. A fantastic service and I highly recommend them. Benjamin Duyile

Very knowledgeable and highly efficient service. Stepped me through the process from start to finish. Would recommend.

Numayr Shafi April 26, 2017

I have no complaints . Their work was great and I now have a roof over my head. Simple and easy . Thank you team !

Shafia Mirza April 26, 2017

Will always recommend expert mortgage brokers.

Zahid Hussain April 25, 2017

The whole team have gone above the call of duty, it has been a pleasure to deal with them.

Abdigani Yonis April 25, 2017

Excellent service, very prompt and efficient in dealing with my queries. Advisors were extremely helpful and kept me informed in every stage. A thoroughly professional service. Would recommend and use again. Thank you!

Mohammed Islam April 25, 2017

Fantastic service. Experts in they're specialism. Trusted company.

MD MAsx April 24, 2017

Really clear and helpful. Explained all the ins and puts or morgages and managed to get me a great deal

shabia mirzq April 24, 2017

First time buyer, I was very nervous, anxious and had far too many questions. These guys really helped alleviate any concerns I had. Professional and helpful unlike mortgage advisors at banks. I had a whole variety of options and even solutions offered thanks for your help hope you enjoy the chivas regal I sent to you in the post.

Kai Mirza April 24, 2017
Zahid Hussain
April 25, 2017

Will always recommend expert mortgage brokers.

Jafor
April 16, 2021

I needed a Mortgage and was recommended to Jahed Mirza. I can say that he handled my case very well. He was fast, reliable and efficient. I would definitely recommend him. I took out another 2 mortgages after taking out the first one because of the exceptional service I was provided with on my first case.

Expart mortgage broker one of the leading mortgage broker company in Eastlondon I have been used them and my family members for quite some time they are very thrust worthy mr Mirza he all way find a best product thats suit you I will recommend this company

Kay Zed
December 13, 2021

Fantastic service!

Fahim Sajid
April 16, 2021

Went through my first ever mortgage recently with these guys, all went through with no issues. Jahed was my point of contact and was very responsive and patient with all my issues, thank you! Will be using these again in the future and would recommend to anyone in a similar position!

customer
May 10, 2022

Great professional service, the team ensured I got the right deal for my property and they went the extra mile to ensure a quick turn around. Will use them again. Thank you very much!

Jahed Mirza
January 17, 2018

Easy and experienced brokers who were easy to work with.

Expert Mortgage Brokers were able to obtain a mortgage for me when other brokers were struggling. A fantastic service and I highly recommend them. Benjamin Duyile

Ruhel
May 10, 2022

Excellent service provided by Jahed and the team recently. Would not hesitate to recommend.

Kai Mirza
April 24, 2017

First time buyer, I was very nervous, anxious and had far too many questions. These guys really helped alleviate any concerns I had. Professional and helpful unlike mortgage advisors at banks. I had a whole variety of options and even solutions offered thanks for your help hope you enjoy the chivas regal I sent to you in the post.

Mohammed Islam
April 25, 2017

Excellent service, very prompt and efficient in dealing with my queries. Advisors were extremely helpful and kept me informed in every stage. A thoroughly professional service. Would recommend and use again. Thank you!

Richard Hitchman
June 22, 2017

Expert Mortgage Brokers provided a professional service. They were always available for communication and kept me informed at each stage of the process. They were extremely dedicated to sourcing the right product for my needs. I would definitely recommend their services.

Abida Rashid
December 7, 2021

Highly professional and efficient. Would definitely recommend. I found the staff to be helpful and sincere as they found me the best possible mortgage for my circumstances.

Abdigani Yonis
April 25, 2017

The whole team have gone above the call of duty, it has been a pleasure to deal with them.

JOYNAL ABDIN
May 10, 2022

Top boys. Good turnaround.

Shafia Mirza
April 26, 2017

I have no complaints . Their work was great and I now have a roof over my head. Simple and easy . Thank you team !

shabia mirzq
April 24, 2017

Really clear and helpful. Explained all the ins and puts or morgages and managed to get me a great deal

MD MAsx
April 24, 2017

Fantastic service. Experts in they're specialism. Trusted company.

Joanna Morley
August 22, 2017

A-M-A-Z-I-N-G experience From the first meeting to mortgage offer, it took less than a week. Almas approached our case with great enthusiasm and was determined to find us the best deal of which he did. He kept us updated along the way with the progress of our application. Thank you so much guys for all your help. We will be back again in two years when it is time to remortgage again!

Numayr Shafi
April 26, 2017

Very knowledgeable and highly efficient service. Stepped me through the process from start to finish. Would recommend.

Our Services

Personalized & wide range of Mortgage Solutions

Trusted and reliable mortgage brokers company that will get you the best deal in the market

First Time Buyer

A first-time buyer is an individual or a business who has never owned a property and would like to get on the property ladder by making their first ever purchase.

buy to let mortgage

Buy To Let

A buy-to-let property is typically owned for commercial purposes. Typically, the property is rented out to tenants, which generate rental money for
the owner.

Remortgage

Remortgage

You may be living in a rented house or living with your parents. Expert mortgage brokers will assist you with your very first residential or  first buy-to-let purchase.

Moving Home Mortgage in UK

Moving Home

A remortgage is when the client wants to take out money from an existing property to further go on and purchase a new property or use it as
a deposit.

Residential Remortgage

A residential remortgage is a mortgage for a residence that you reside in. A continuing loan to finance the purchase of a property over a term of 25 years.

BTL Remortgage

BTL Remortgage

Buy to let remortgage is used to release equity if you need to raise some good cash, favorable interest rate, or change the terms of your mortgage deal.

Buildings Insurance

Buildings insurance pays for the expense of repairing or rebuilding your home in the event it is damaged or destroyed. It is required while buying a home.

Bad Credit Mortgage

Bad Credit

Bad credit refers to someone's credit history. When a client has failed to make a payment or they have been given a fine that has been unpaid and that has resulted in a CCJ or default.

Our Process

Hassle-free mortgage experience

Applying for a mortgage is challenging, right? It doesn’t need to be this tough. Expert Mortgage Brokers makes it fast, easy, and trouble-free.

We Get to Know You

Whether you're buying or remortgaging, Expert Mortgage Brokers will ask you to fill out an application form so we can learn more about your needs and situation. It takes just a few minutes to complete it online.

We Seal the Deal

Our mortgage brokers will look through more than 1K deals to find the best rate for you. After we recommend the best one, our mortgage brokers and support personnel team will help you through the whole process.

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We Stay By Your Side

Most mortgage brokers will leave you after you choose a mortgage solution. We'll quietly compare your new mortgage to the market whenever you ask and let you know when switching to a new deal could save you money.

Apply for your mortgage now!

Your mortgage is out there. Apply for a mortgage with expert mortgage brokers, and we will find you the best rate in the UK market.

Mortgage Calculators

Calculate your mortgage payments in minutes

Our mortgage tools and calculators are made to make things simpler for you.

Mortgage calculation how much can I borrow?

A quick check to find out what size mortgage you can get on your income.

How much are my mortgage payments?

Find out what your mortgage is going to
cost each month.

How much stamp duty i will need to pay?

Find out how much you’ll need to put aside
for stamp duty.

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Frequently Asked Questions

A mortgage is a loan from a bank or building society that allows you to purchase a home. It is a secured loan, which means that the bank has the authority to repossess and sell the property if you fall short on your monthly payments.‍When you receive a mortgage, you pay back the loan amount plus interest in monthly payments over a fixed time, generally approximately 25 years. In the United Kingdom, certain mortgages have longer or shorter durations. This implies that if you do not return the loan, the lender may repossess your house. In the United Kingdom, you can secure a mortgage on your own or with one or more other persons.‍A mortgage is a sort of loan that is secured by your home. A loan is a financial arrangement made between two people. A lender or creditor lends money to the borrower, and the borrower agrees to return the loan plus interest in monthly instalments over a defined period. There are several forms of loans. Some are secured, such as a mortgage, while others are not. This means that you are not required to use an asset as collateral. On the other hand, unsecured loans often have smaller loan amounts and higher interest rates. You must do the following before requesting a mortgage:

  • Suppose you are purchasing your first home, save for a down payment. If you own your present house, you might put the equity towards the deposit.
  • Locate the property you wish to purchase.
  • Use our mortgage comparison tables to find a mortgage or contact a mortgage broker.
  • Ensure that you can afford the mortgage you select.
  • If your offer is accepted, apply for a mortgage.

Personal loans can impact your mortgage application, which can be beneficial or detrimental depending on the circumstances. For example, if you expect to buy a home in the next several years, asking for a personal loan may limit how much you may borrow and may have an impact on your credit, depending on how you handle the debt. Here's everything you should know before applying.‍Personal loans are instalment credits that allow borrowers to access the entire loan amount upfront in return for recurring instalment payments over a specified payback term. Personal loans are distinct from other types of loans in that most of them are unsecured, which means they don't require any form of collateral. As a result, borrowers can utilize personal loan money for almost anything, with a few limitations. On the other hand, personal loans often have higher interest rates than secured loans, such as mortgages and auto loans, making them not necessarily the ideal option if you're planning a significant buy.‍To determine how much you qualify to borrow, lenders look at your back-end debt-to-income ratio (DTI), which is the sum of all your monthly debt payments divided by your aggregate monthly income. For comparison, your front-end DTI is the percentage of your gross income that goes only toward housing expenditures. If your back-end DTI ratio is low, the personal loan payment may be insignificant. Most lenders, however, want a back-end DTI of less than 36 per cent, and if yours is greater than that with the personal loan payment, you may not qualify for as much as you want or need.

Mortgage rates are the interest rates levied on mortgages. Mortgage rates are regulated by the lender and might be fixed or variable, depending on the lender's preference. Their credit scores determine the interest rates that different borrowers pay for their mortgages. A fluctuation in interest rates can substantially influence the market for homebuyers.‍Mortgage rates are a big concern for homebuyers who want to use a mortgage to purchase a new house. Collateral, interest rates, taxes, and insurance are all considered. The house is used as security for the loan, and the principal is the original loan amount. To get an understanding of how much taxes and insurance will cost, you'll need to know where your house is located. Various criteria determine the mortgage rate, and the larger the risk, the higher the rate. A high-interest rate guarantees that the lender recoups the initial loan amount faster in the event of a default, therefore safeguarding the lender's financial investment.‍The borrower's credit score is an important factor determining the interest rate charged on a mortgage and the loan size obtained. A better credit score implies that the borrower has a solid financial history and is more likely to pay his bills on time. Because the danger of default is reduced, the lender can cut the mortgage rate. The interest rate charged ultimately influences the total cost of the mortgage and the monthly payment amount. As a result, borrowers should constantly seek the lowest available rate.